Ronald Ray is a Texas state licensed insurance agent who focuses on solving the problems of today’s Baby Boomer generation. Through the avenues of Health, Life, and Long Term Care insurance, as well as retirement income planning, Ronald’s goal is to help his clients enjoy their retirement years free from the worries that many seniors face. Ronald provides his clients with a personalized comprehensive retirement planning service. He brings to the table not only his own experience but the many decades of experience of his associates. Ronald has assembled a team of experts in the fields of insurance; tax planning and preparation; and estate planning and elder law issues. He has dedicated his service to the families he helps by acting as an advocate. He regularly locates doctors, addresses medical billing issues, can help with funeral arrangements, etc. A life-long servant to others, Ronald has been a police officer for 17 years and holds a Master Peace Officer certificate from the State of Texas. He left law enforcement as a fulltime career in 2009 only to continue helping others in the field of insurance. Ron lives in New Braunfels with his wife Summer, and their son Gunnar (3} . They attend Oakwood Baptist Church and are actively involved in their community through various civic and service organizations.