About
I want to help you, so let’s break the ice! Sign up now for your FREE, no obligation, 30-Minute Retirement Strategy Call; by viewing my calendar link here.
No, you don’t need prepare a bunch of statements and numbers for your free strategy call! Let’s just chat so we can get to know each other; your retirement dreams, goals, and fears. And also, find out who I am. Both as an advisor and as a person too. Because I’m sure you want to work with someone you feel comfortable with and trust!
Not ready to book your free call yet? Have more questions before booking a call? Send me an email or connect with me on my LinkedIn instead!
About Nicholas Bunio
MY STORY: My grandmother was taken advantage of by an “advisor” while she was retired. Unfortunately, this person was not a fiduciary and did not act in her best interest. She lost tens of thousands of dollars and had years of heartache!
Seeing this, I knew I never wanted someone else to have to go through this. This is why I decided to become an advisor. While my grandmother is no longer with us, I know everyday I’m putting my clients on a better financial path.
WHAT I DO: I’m not a generalist, I’m devoted to in-depth retirement planning for those 50+.
As a CERTIFIED FINANCIAL PLANNER™ professional, I provide fee-based financial planning for those 50+ looking to plan for a better, more financially sound and confident retirement. I also earned my Bachelor of Science degree from Penn State in Financial Services and earned my Retirement Management Advisor(SM) designation from the Investments and Wealth Institute.
I was also published in Forbes (July 2019) discussing retirement planning strategies. And I have been interviewed by various news organizations, from MarketWatch and CNBC to LiveNow from Fox News.
Maybe it’s because of my personality, I typically attract clients who are teachers, doctors, nurses and federal employees. Most are couples or widowed/divorced. But no matter what, my clients are typically 9-to-5ers and come from all walks of life! And they live throughout the country, since I can work with you completely virtually!
HOW I HELP: As a fiduciary advisor, I strive to educate my tight-knit group of clients to help them to better understand their finances. Which allows them to make better, more informed decisions. Everyone’s financial situation is unique, which requires careful, tailored advice to help answer questions like:
✔️Are you a fiduciary? Does your advice come with conflicts of interest, hidden fees, and is appropriate for me?
✔️Do I have enough to retire now or years later? How long will my assets last?
✔️When should I (and my spouse) start Social Security?
✔️How do I get income from my assets? Is my asset allocation appropriate for me (and my spouse)?
✔️How do I mitigate my taxes? Is a Roth conversion appropriate?
✔️How much will healthcare cost me and my spouse? What about long-term care and Medicare?
✔️What will happen when I’m gone? Will my spouse be OK? How do I give money to my family and/or charity responsibly?
I’m always proud to answer these questions, because I know my advice benefits my clients. I also strongly believe in educating my clients as to the pros and cons to any investment or financial decision.
With any new client, I always conduct free, 30-minute strategy call. On this informal call, we break the ice and get to know each other (such as who you are as a person and what your future goals are). I do this because I believe in building trust first. And then we can strategize to begin to create a retirement action plan.
Remember, you’re never simply a “number” to me!
MY PERSONALITY: I’m easy going and love to laugh! Why? It’s to keep you at ease! Let’s face it, most people would rather see their dentist than speak to a financial advisor! I’m passionate about what I do!
PS- My German Shepherd’s name is Crystal and I loved reading, playing golf and cooking meals from the “old country”.