Retirement Wealth Advisors (“RWA”) is a Fee-Only SEC Registered Investment Advisor headquartered in Grand Rapids, Michigan. The firm was founded in 2005 to serve the specific needs of retired or soon to be retired investors.
Over the past 10 years we have expanded throughout the United States, with over 180 independent financial advisors serving over 6,000 households and nearly 10,000 accounts.
Jason grew up in a town of 500 people. In 1993, his family purchased their first PC, sparking Jason’s lifelong interest in computers. This would lead him to experiment with algorithm-based investment strategies years later, which eventually formed FormulaFolios.
In 1998, Jason was recruited by Morgan Stanley to become one of the firm’s youngest employees. While at Morgan Stanley, Jason realized how individual investors were treated differently and received lower returns than institutional clients. This motivated him to leave and launch Retirement Wealth to offer better portfolio management for investors.
Danielle oversees the compliance efforts of our firm to ensure conformity with regulatory requirements and internal policies.
She most recently served as the Chief Operations Officer at her previous employer, which came after a lengthy tenure as the organization’s Chief Compliance Officer, where she developed efficient, streamlined procedures focused on risk reduction and achieving compliance with State, FINRA and SEC regulations. She holds a Bachelor of Arts Degree from Michigan State University and a Masters of Business Administration in Finance from Davenport University along with the 7 insurance and securities licenses.
Derek works closely with Jason Wenk to research and monitor financial market conditions and select the best investment strategies for each of our proprietary models. Derek also provides weekly, monthly, and quarterly market commentaries to our advisors and clients.
Derek graduated Summa Cum Laude from Ferris State University with a bachelor’s degree in Investment Finance. He was ranked #1 in the School of Business, and received the Delta Sigma Pi Scholarship Key for his academic accomplishments.
Since joining Retirement Wealth in 2014, Derek received his CFP® designation and became a CFA charterholder. In 2015, he was named in LifeHealthPro’s 30 under 30.
As a financial and taxation professional with over 35 years of experience, Diane’s focus is on ethical customer-centered services yielding extraordinary results. She helps Retirement Wealth operate as efficiently as possible to help pass savings on to investors.
Prior to Retirement Wealth, Dianeserved as the Principal Tax Technical Specialist for Rehmann Financial. There she used her expertise to increase the profit-ability of her department from one of the least profitable in the firm to the most profitable in recent years. As a West Michigan native, Diane received her bachelor’s degree from Michigan State University and a Masters of Science in Taxation from Grand Valley State University.
Joel obtained his MBA with a specialization in Finance. He also holds a degree in Education and began his career as an elementary school teacher before joining the industry as a financial advisor.
With his background in teaching, Joel approached financial advising the same way he approached his classes—as an educational process. He believes in a disciplined approach to financial planning focused on protecting investments through smart asset management.
As our Director of Financial Planning, Joel sets the tone for our largest team. He also oversees our Trading and Client Services teams where he focuses on ways to improve processes and operations to help clients have the best investment experience possible.
As our Institutional Projects Manager, Jason Crump works with our vendors to develop new offerings like mutual funds, ETFs, and 401(k) platforms. He also helps develop strategies to enhance our financial advisors’ businesses to better serve their clients.
Jason is a graduate of Calvin College in Michigan where he lives with his wife and four children. Before joining Retirement Wealth, he worked at Fifth Third Bank helping clients develop and implement investment strategies. As a practicing financial advisor with nearly 20 years of experience, Jason offers invaluable insight on how to better serve clients.